BKFi  •  Private Client

Enjoy your wealth. Protect your wealth. Craft your legacy.

BKFi Private Client is built for people whose wealth has outgrown traditional and templated advice.

Tax, investments, estate, lending, and giving, handled by one forward-thinking team.

What We Handle

Tools that work, and a team who knows which ones you need.

From cash flow to charitable gifting, we handle most of it, with one team under one fee. Some of what we use is new. Plenty of it has been around for decades and still works better than whatever replaced it. We’re less interested in what sounds clever than in what holds up.

We solve for impact, not complexity.

01 Tax planning and filing

We don’t advise and hand you off. Our in-house team of experienced CPAs prepares and files the returns. Personal, trust, and business.

02 Investment management

Evidence-based and tax-aware. Direct indexing and loss harvesting keep the core of the portfolio working. Tax-aware long-short strategies and securities-based lending are two of the sharpest tools we have. Alternatives and private investments added when it makes sense.

03 Equity and concentration

Trading plans, ISO and AMT modeling, QSBS tracking, and staged diversification with the tax modeled first.

04 Estate and legacy

We model what a structure does to your taxes, your control, and your heirs before anyone drafts a document. Then we bring in an attorney from our vetted network, wherever you live.

05 Cash and lending

Access to your money whenever you need it, through treasury ladders, an automatic escrow for estimated taxes, and borrowing against the portfolio instead of selling it.

06 Financial planning

A plan stress-tested against the bad years, not just the good ones. We model the decision before you make it, not after.

07 Philanthropy

We start with real conversations about what matters to you and where your money can do the most. For most families, appreciated stock and a donor-advised fund beat a foundation.

08 Real estate and asset purchases

We help you find a trustworthy broker and secure the best financing. Most of the time, it’s real estate, but boats and planes are on the table too.

How It’s Put Together

One team. Not six.

The traditional family office assigns you a tax advisor, a wealth manager, an estate attorney, a philanthropic advisor, a family governance consultant, and a coordinator paid to make sure they all talk to each other. Six relationships, six fee schedules, and you sitting at the top of the org chart.

With BKFi Private Client, it’s smooth sailing.

From noise to music - BKFi brings every moving part into one coherent direction
THE FAMILY OFFICE MODEL
YOU THE COORDINATOR Tax advisorWealth managerEstate attorney PhilanthropyGovernanceInvestment svcs Six relationships. Six fee schedules. You are the one making sure they talk.
BKFi PRIVATE CLIENT
YOU ONE BKFi TEAM Tax planning and filingEstate and legacy Investment managementCash and lending Equity and concentrationPhilanthropy Financial planningAsset purchases Your attorneyYour banker One team. One fee. One relationship. Outside specialists when necessary, and we manage them. Not you.
Case Study  •  Cash Without Selling

Borrow against it. Don’t sell it.

A line of credit secured by your portfolio gives you cash without a sale, which means no immediate capital gain, no immediate tax bill, and no missing out on compounding.

Your first house after the exit

Twelve million in stock and a W-2 history no underwriter likes. The line closes in days.

Your daughter’s down payment

She found the condo. You’d rather not file a gift tax return.

An offer that has to close fast

Be the cash offer, then refinance into a mortgage on your own timeline.

A closed trading window

You can’t sell company stock right now. The line bridges you until you can.

The rate is variable, a sharp drop in your portfolio can trigger a call, and the interest usually isn’t deductible as mortgage interest. We model borrowing against selling and tell you which one wins. Sometimes it’s selling.

True financial freedom is knowing your team has it handled, so you’re free to live your life with the people you love.

If you’d like to talk about whether Private Client fits, it’s a twenty minute conversation.

BOOK A CALL